CARRIE SCHWAB-POMERANTZ is president of the Charles Schwab Foundation and senior vice president at Charles Schwab & Co., Inc., where she has spent the past thirty years serving clients and advocating for investors. Under her leadership the Foundation has established several notable financial education programs, including a curriculum for teens developed in collaboration with Boys & Girls Clubs of America that has been cited by the U.S. Treasury’s National Strategy on Financial Literacy as a best public-private sector initiative. She also spearheaded a program with AARP Foundation to provide financial education and coaching to people age fifty and older. Her popular personal finance column “Ask Carrie” is syndicated weekly through Creators News Service. She’s a Certified Financial PlannerTM certificant and the coauthor of the popular book about family finances It Pays to Talk.
JOANNE CUTHBERTSON is also a Certified Financial Planner(TM) certificant and publishing director at Charles Schwab & Co., Inc. She has worked in financial and technology publishing for three decades.